Got a Will?

It’s a fact of the modern day world, if you own anything of value, you need a will.

This is necessary to make sure your wishes are granted if you want your assets distributed in the manner of your choosing.  I suspect you already know that and have made sure you have a will and named who is to get what after your demise.

But what about your online stuff? What should be done about all that cyber stuff that requires usernames, passwords and the like?  Do you want it all to go on forever?

What about your online business? What if someone buys something and it never gets to the buyer? What then? Would that leave a mess for your heirs to clean up? They already have enough to deal with without that!

What if some hacker hacks your email after you die and sends spam forever to your family and friends you left behind?

Do you want your Facebook account to just site there unused for perpetuity?

All of those accounts like PayPal, other online banking accounts, investment accounts and the list goes on and on, need user names and passwords. Sure eventually they may get cleared up, but it sure would be easier if someone you trust had all of those web addresses, user names and passwords.

Want to know how to make it all easier for those you leave behind?

Setup a password keeper! A really good password keeper can handle all that for you and all your designated online heir has to do is log on to your password keeper and take care of the cyber stuff in the way you want it done.

Of course you have to make sure your designated online heir has the current password for that password keeper, but keeping up with just one login and password is a whole lot better than trying to keep up with all your cyber stuff.

Another advantage of that password keeper works for you! Most will generate really good passwords and keep them safe so you don’t have to remember them all and can make sure you are not using something stupid like ‘password’ or your dog’s name, or using the same password for all your accounts. I’m sure you don’t do that, do you?

If you want a really great password keeper, I suggest LastPass, which is free for pcs and only one dollar a month for phones. The best thing about LastPass, besides being free, you are the only one who knows the password. If you forget it, you will just have to start over again as, LastPass doesn’t have a record of your password. Since I don’t trust the Cloud, this is a huge factor for me!

But there are other password keepers, here is a list of some you can try. The best Password Managers.   Notice LastPass has a five star rating!

So don’t leave your heirs in the lurch about your cyber life, make sure they can take care of your online assets as well as the physical stuff you leave behind.